When your cat or kitten suffers an accident or falls ill and requires vet treatment it can be a stressful time for you as an owner.
The expense is an additional cause of stress over and above your pet’s wellbeing, particularly if you don’t have cat insurance in place. Treatment costs can run into thousands of pounds which without pet cover you’ll need to cover from your own savings.
The best cat insurance policies will be based on your specific pet’s circumstances but some of the key features to look out for when trying to compare policies are:
Our most recent price review (06/05/2021) revealed the cheapest cover for a cat you can get is with Animal Friends for £3.01/month*.
Obviously, the cost of cat insurance in the UK will depend on the type of policy that you opt for. For example, accident only cat insurance will be much cheaper than comprehensive lifetime cover.
Although there are other factors that determine your price, which are explained below.
*This is based on a 30 month old male moggie living in Kent. Cover on an accident only policy with cover of at least £1,000.
Pedigree cats will be more expensive to insurance the the typical moggy because they will be more likely to suffer from various health conditions and when that happens the likelihood of a claim increases. Insurers increase the price to cover this.
Within breeds you’ll find that some are more expensive than others as they each have specific conditions they are more susceptible to. For example Ragdolls carry a gene that makes them more likely to suffer from hypertrophic cardiomyopathy (a heart condition), while Persian cats have a higher likelihood of needing treatment for Progressive Retinal Atrophy and Bengal cats are known to be more likely to suffer from eye problems and digestive disorders.