Dogs are used to getting in all kinds of mischief and scrapes, whether swallowing things they shouldn’t, to getting injured while exercising there are plenty of things that can leave you with some unexpected medical bills.
That’s exactly what dog insurance is there to do. The cost of vet treatment is increasing year on year, so to save yourself from potentially expensive costs, dog insurance could be a great way to do just that.
Your pet’s circumstances will determine the best dog insurance policy for you but many of the key features your should be aware of are:
Our most recent price review (10/05/2021) revealed the cheapest cover for a dog you can get is with Animal Friends for £4.48/month*.
Obviously, dog insurance costs in the UK will depend on the type of policy that you opt for. For example, accident only cat insurance will be much cheaper than comprehensive lifetime cover.
Although there are other factors that determine your price, which are explained below.
*This is based on a 42 month old female crossbreed living in Kendal, Cumbria. Cover on an accident only policy with cover of at least £1,000.
Pedigree dogs are more expensive that crossbreeds, that is because they are more likely to suffer from health conditions passed down from their parents and with that being the case the potential for a claim increases, and insurers increase your premium to cater for this.
Even within breeds the prices will vary. Typically breeds like Pugs and French Bulldogs are the most expensive to insure because the treatment they tend to need. Breathing difficulties, skin and eye conditions tend to be common, but critically expensive to treat as well.